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Damage Report · Bay Area, California · October 2026

Bay Area Fire & Water Damage Report: October 2026

Incidents rose to 1,006 in October 2026, up 12% from September. Over 31 days the Bay Area averaged 32 incidents per day, peaking October 13 with 43. Structure fires made up 590 incidents and drove most restoration workloads across the seven counties.

At a glance

  • 1,006Damage incidents tracked in October 2026
  • ~32/dayAverage daily incident volume
  • 590Structure fires
  • 59%Incidents with medium or high damage estimates

Incidents by type

Structure firesStructure fires: 590590Residential firesResidential fires: 298298Commercial firesCommercial fires: 110110Flood & water damageFlood & water damage: 88
Verified incidents by type, Bay Area, October 2026.

Incidents by property type

Single-family homesSingle-family homes: 342342MultifamilyMultifamily: 143143Apartments (5+ units)Apartments (5+ units): 9898RetailRetail: 7171IndustrialIndustrial: 5151InstitutionalInstitutional: 4444OfficesOffices: 4141Other commercialOther commercial: 3737CondosCondos: 2828Hotels & lodgingHotels & lodging: 2121OtherOther: 130130
Incidents by property type, Bay Area, October 2026. Property types come from assessor and building-footprint records, known for 95% of incidents. Multifamily covers 2 to 4 unit buildings plus multifamily buildings whose unit count is not on record; Other includes properties not yet classified.

Estimated damage severity

Low damage: 416 incidents (41%)41%Medium damage: 442 incidents (44%)44%High damage: 148 incidents (15%)15%
Low · 416 incidentsMedium · 442 incidentsHigh · 148 incidents
Estimated damage severity split, Bay Area, October 2026.

Busiest cities

San FranciscoSan Francisco: 230230San JoseSan Jose: 142142OaklandOakland: 5555FremontFremont: 3535HaywardHayward: 2020AlamedaAlameda: 1919
Incidents by city, top 6, October 2026.

Peak day: October 13 (43 incidents). Counties covered: San Francisco, San Mateo, Santa Clara, Alameda, Contra Costa, Marin, Sonoma.

What stood out

  • October 13 was the busiest day with 43 incidents across the Bay Area, stretching crews and resources during the month’s single highest day.
  • San Francisco reported 230 incidents, 23% of the total, concentrating property losses and restoration jobs within the city.
  • The Bay Area recorded 590 medium or high damage estimates, equal to 59% of incidents and driving demand for larger loss remediation.

Need this data for your area?

These numbers come straight from FirstLeads' live incident monitoring: the same alerts subscribers received in real time throughout October 2026. If you work Bay Area, or anywhere else, we'll show you your territory's live feed on a free demo.

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Methodology: incident counts reflect verified fire and water damage incidents surfaced to FirstLeads subscribers in the Bay Area throughout October 2026, aggregated from FirstLeads' real-time incident monitoring network and frozen as a monthly snapshot at publish time. Damage severity is estimated from emergency response signals at the time of the incident.

This report is a snapshot. For what's happening in the Bay Area right now, see the live Bay Area damage leads page. Need snapshots older than the archive? Contact us.

See all area damage reports or explore solutions for your industry.